Job Description
IIG Bank (Malta) Ltd, established in 2010, is a licensed banking institution regulated by the Malta Financial Services Authority. The bank’s principal activity is international trade finance and trade services.
The Bank is currently looking to recruit a Risk Analyst.
You’ll be working in the Risk Management team within IIG Bank (Malta) Ltd assisting the Head of Credit Risk in reviewing applications for lending propositions.
Role Duties:
- Analyse corporate credit proposals which include both an analysis of the transaction structure and financial position of the obligors and propose the same for approval with appropriate mitigants where applicable;
- Conduct analysis on the financial statements of other financial institutions being proposed as a counterparty in the Bank’s activities;
- Preparing security documentation;
- Monitoring overdue loans;
- Keep up to date with Google alerts related to the bank’s corporate customers, counterparties, banks and countries;
- Conduct country risk assessments / reports;
- Assist with compliance and risk assessment on the Bank’s counterparties;
- Liaison with other units and sections of the Bank for day-to-day business activity;
- Support the Head of Credit to attain productivity and quality goals.
Expected Attributes:
- Previous banking experience or experience in a similar role will be considered an asset;
- Analytical with attention to detail;
- The capability of working effectively within a team with minimal supervision;
- Good problem-solving and decision-making skills;
- Good influencing skills;
- Good communication skills;
- Strong written and verbal communication skills;
- Strong time management and ability to meet deadlines;
- Able to work in a fast-paced environment;
- Positive attitude vis-à-vis the work, challenges and non-routine tasks;
- Experience using software packages such as MS Office.
Qualifications and Experience:
- Strong academic background;
- Experience in lending operations will be considered as an asset;
- Candidates with experience in lending and / or with credit risk management or a similar role will be given preference.
Package:
- Attractive salary;
- Health and dental insurance cover;
- Performance-based discretionary bonus;
- Paid car parking space;
- Home loan interest rate subsidy;
- Annual contribution towards a private pension scheme;
- Telephony expenses rebate.
All applications will be handled with strict confidentiality and are subject to our candidates privacy notice found here.